Jumbo Loans Us
Jumbo Loans
Financing Your Luxury Home
Jumbo loans are designed for properties that exceed the conventional loan limits. These loans are ideal for buyers looking to purchase high-value homes in California's competitive real estate market.
California's luxury home market continues to thrive, with many properties exceeding the conforming loan limits. In 2024, the conforming loan limit for a single-family home is $726,200 in most areas, but high-cost areas like Los Angeles and San Francisco have higher limits, making jumbo loans a necessity for many buyers.
Why Choose Us?
Jen Castro Mortgage Solutions
About
Jen Castro Lending
Jen Castro Lending
we pride ourselves on offering personalized mortgage services to meet the unique needs of our clients. Our team of experienced mortgage professionals is dedicated to helping you find the best mortgage products and terms, ensuring a smooth and successful home-buying or refinancing process.
To provide exceptional mortgage services that make homeownership accessible and affordable for all Californians.
California Lending Options
Which Loan Type Can we help you with
FHA
Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and those with limited funds for a down payment. These loans are backed by the government, which allows lenders to offer more favorable terms.
VA Loans
VA loans are a unique benefit offered to veterans, active-duty service members, and their families. These loans, backed by the Department of Veterans Affairs, provide significant advantages over traditional mortgages.
Jumbo Loans
Jumbo loans are designed for properties that exceed the conventional loan limits. These loans are ideal for buyers looking to purchase high-value homes in California's competitive real estate market.
Cash Out Refi
A cash-out refinance allows you to tap into your home's equity and convert it into cash. This can be a smart financial move for homeowners looking to pay off high-interest debt, finance home improvements, or cover other significant expenses.